Helpful agents are standing by: (484) 652-8332
Press play below to listen to our audio commercial:

Auto Insurance in Pennsylvania and its Requirements

The auto insurance in Pennsylvania was introduced to protect the citizens who live in this state from financial lose in case of an accident resulting from your fault. They cover property damage liability, bodily injury liability, uninsured/underinsured motorist, comprehensive coverage, and personal injury protection and collision coverage.

In Pennsylvania, there is a minimum liability requirement and everyone is required to have insurance before driving. The drivers in these states must meet the minimum liability coverage requirement. You need to take time and carry out your own research before choosing the company that offers the auto insurance. Choose a company that offers excellent customer service. The company should have a good track record of financial stability. The company should be licensed to operate in the Pennsylvania state.

Auto insurance companies will pay you if you are involved in an accident. If your car needs repairs after being involved in an accident all you have to do is to make a claim. Contact the insurance company in Pennsylvania and you may have to send a police report. You need to check the policy if there is an arbitration service that the insurance company offers this will be of much help in case you have problems settling your claims.

The laws in the state of Pennsylvania provide a minimum coverage of $ 15,000 per injured person up to $30,000 for each individual hurt in the accident. For property damages the law provides for coverage of $5,000. The basic coverage is often described as 15/30/5. There are penalties if you are found driving a car without insurance. The penalties are first a minimum fine of $300, suspension of the driving license for 3 months and the suspension of the vehicle registration for 3 months.

You will need a copy of valid binder of insurance, a declaration page for the insurance policy, ID card issued by the insurance carrier and an application for insurance to the PA Assigned Risk Plan. In the state of Pennsylvania, personal injury protection is strongly recommended. The other coverage’s that are recommended include; collision insurance, Uninsured/underinsured motorist coverage, gap coverage and the comprehensive insurance.

It is easy to locate auto insurance in Pennsylvania particularly with the introduction of the internet. The internet has made it easier for people to get information about auto insurance. You can find a suitable auto insurance policy that you can affordable. You can find affordable high quality auto insurance in Pennsylvania and all you need to do is carry out your own research. You can easily find good auto insurance companies in Pennsylvania by entering by entering the zip on top of this task. It is a quicker and easier way to find an insurance provider in Pennsylvania.