Helpful agents are standing by: (484) 652-8332
Press play below to listen to our audio commercial:

Pennsylvania Auto Insurance Buying Tips for Couples

When married most people prefer to have and drive only one car but some prefer to have different cars due to their own reasons. Pennsylvania couples insurance is one of the ways that couples can use to not only save extra cash but also protect their selves from physical injury and expenses caused because of accidents. These expenses can lead to many losses if you do not have car insurance policy that will cover you in the event of an accident. Plus you and your partner may be able to get prompt medical care in the event of an accident of you don’t money to pay for treatment or insurance leading to the injuries getting worse or even death. Below are the guidelines that you will follow to get couple insurance that will provide the best cover and save both of you extra cash.

1. Married motorists are considered to drive less as compared to single drivers since they are thought to spend most of the times together. Look for companies that offer auto insurance cover for married couples.

2. If you have only one car for both of you, purchase another car that is cheap and installed with theft device for your partner. This is an attempt to reduce the amount of premium that you will be charged multi-car discount on top of the cheaper rate that you had been offered for being a married couple.

3. Many insurance companies are now offering discounts to common and significant laws, you might have qualified for domestic discount but consult your current insurance agent before purchasing married couple insurance to find out if you can get married couple insurance discount.

4. Assess each other’s driving record, if any of you has traffic tickets or driving under influence violations it might disqualify both of you from discounts even before applying for your insurance. If any of you had his/ her insurance premium raised due to many accidents there is a high possibility that the same person will cause the premiums to be also increased.

5. There are times when you will need separate car policies; if one of you has a bad driving record, owns a very expensive car, covers a long mileage annually or drives a long distance to work.

6. Choose a good and safe location for your new home that is safe to park your car at night. If the neighborhood of your new home is unsafe it will definitely increase the premiums that you will be charged.

7. Since most of the couples combine their income, increase your coverage limits to cover your combined income and assets. You will also include both of your names as beneficiaries in case of loss of life in the event of an accident.

Looking for couples car insurance in Pennsylvania and tips of getting cheap coverage, enter your zip code on top of this website to help you compare the different rates offered by several insurance carriers even those in your local area.