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Your Thorough Guide to the Application Process of SR – 22 Insurance in Pennsylvania

You must already know that car insurance in Pennsylvania is one of the ways that you can prove financial responsibility to PennDOT. What most people do not know is that you might be required to show proof of financial responsibility in court. This might be required if you have been found with a serious offence like a DUI, reckless driving, driving without insurance or any other alcohol related offence. When you are taken to court because of a DUI, you will be required to ask your insurance provider for the SR – 22 forms. You might need to explain it to the insurance provider though other providers will not ask you the reasons behind it.

The SR – 22 forms are only provided by the insurance company. There is nowhere else you can get them. This means that you must have insurance in order to have the SR – 22. The SR – 22 is different from the car insurance policy in Pennsylvania. It is also different from the FR – 22. This one shows that your liability cover is very high. It points out that you are considered a risk by the insurance company. They however might serve the same purpose of showing financial responsibility. In Pennsylvania unlike in other states, it is not mandatory that you carry the SR – 22. There are however a few advantages of carrying it in your car.

The first advantage is that it will come in handy if you are required to show your liability insurance and you cannot. You can use the SR – 22 as a substitute. You can also use it I the cases whereby you are accused that you do not have any car insurance. As stated above, it is not mandatory that you have this in Pennsylvania.

So what happens if you want to show financial responsibility but do not have a car to insure? There are many cases like this. If this is your case, you can ask the car insurance companies in Pennsylvania to give you a non- owner SR – 22. This is given to everyone who wants the forms but does not have a car to insure.

If you want the SR – 22, you might be charged the application fee by the insurance company. The SR – 22 does not have a constant premium that you pay. Its rates fluctuate with the location you are in, the type of car you drive and your driving history among others.

If you are tired of paying bucket loads of money in the name of insurance, then this is the chance you have been waiting for. Getting a SR – 22 insurance in Pennsylvania will be much cheaper compare to an insurance coverage you have now.

If you are wondering where you can get the quotes for the SR – 22 do not worry anymore. All you have to do is ask the insurance company for a personalized insurance quote and from there you will be able to see the SR – 22 charges. You can get cheap car insurance in the state of Pennsylvania by entering your zip code in the box on top of the page. Get all the quotes that you need and the SR – 22 quotes too free.